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Construction Loans in Imperial County

IMPERIAL. County seat, El Centro. Created August 15, 1907. It derived its name from the Imperial Valley and is the 'youngest' of California's counties. The valley was named for the Imperial Land Company, a subsidiary of the California Development Company, which at the turn of the century had reclaimed the southern portion of the Colorado desert for agriculture.

Building permits are required to authorize new construction, alterations or additions to a building or structure. There are several different types of permits: building, electrical, mechanical, plumbing, grading, demolition, mobile park (i.e. mobile home install, awning, deck, cabana), mobile home install (private lot). By State Law, virtually all construction including minor modifications requires permits of one type or another.

California Construction Loans

California Construction loans specializes in providing construction loans to families building their dream home from ground up on their own land. The types of construction loans we provide are typically called one time close construction loans or construction to permanent loans. We also provide construction only loans if desired.

We also specialize in providing construction to permanent financing for major remodeling projects. Major remodeling projects typically are residential owned homes that are in need of major remodeling and expansion in square footage size. Major remodeling also includes homes that are in need a significant remodeling makeover's from ground up as well as complete tear down projects.

Last but not least we specialize in providing land loans for families looking to build a new home sometime in the near future. To apply for a construction loan you need to own land, have house plans, hire a builder, provide a cost breakdown including building permits. Once you own land then and typically only then are you able to obtain all the above items needed in order to apply for a construction loan.

Not living in California? No worries! We provide services all over the country with Nationwide Construction Loans.