Privacy Policy

1. Information We Collect

• Personal Identifiers: name, mailing address, email address, and phone number.
• Financial & Loan Information: income, assets, credit history, Social Security number, bank account and wiring details, property information, and other nonpublic personal information you provide in connection with a loan consultation or your Consulting Fee Agreement.
• Website & Technical Data: IP address, browser type, device information, pages visited, and cookies or similar tracking technologies used on our Site.
• Communications: records of calls, emails, and messages exchanged with our team.

2. How We Use Your Information

• To evaluate and provide construction loan consulting services, including preparing and submitting loan applications on your behalf.
• To communicate with you about your loan transaction, fees, escrow, and account status.
• To comply with legal, regulatory, and contractual obligations.
• To improve our Site and services, and, where permitted, to market our services to you.

3. How We Share Your Information

We do not sell your personal information. We may share information with:

• Lenders, escrow/title companies, and other parties directly involved in processing your loan.
• Service providers who perform functions on our behalf (e.g., IT, escrow administration) under confidentiality obligations.
• Regulators or government authorities when required by law.
• A successor entity in the event of a merger, acquisition, or sale of assets.

4. Your California Privacy Rights (CCPA/CPRA)

If you are a California resident, you have the right to:

• Know what personal information we collect, use, and disclose.
• Request deletion of your personal information, subject to legal and contractual exceptions (for example, records we must retain for loan files).
• Correct inaccurate personal information.
• Opt out of the sale or sharing of personal information (we do not sell personal information).
• Be free from discrimination for exercising your privacy rights.

To exercise these rights, contact us at rgomez@jumboconstructionloans.com or 800-325-1809. We may need to verify your identity before fulfilling your request.

5. Nonpublic Personal Information (GLBA Notice)

As a company that provides financial and loan consulting services, we may be subject to the Gramm-Leach-Bliley Act. We limit access to nonpublic personal information to employees and service providers who need it to perform their job, and we maintain physical, electronic, and procedural safeguards designed to protect your information.

6. Cookies & Tracking

Our Site may use cookies and similar technologies to improve functionality and analyze traffic. You can control cookies through your browser settings.

7. Data Retention

We retain personal and loan file information for as long as necessary to complete your transaction and to comply with applicable recordkeeping, tax, and regulatory requirements.

8. Security

We use reasonable administrative, technical, and physical safeguards designed to protect your information. However, no method of transmission or storage is 100% secure.

9. Children's Privacy

Our services are not directed to individuals under 18, and we do not knowingly collect personal information from minors.

10. Changes to This Policy

We may update this Privacy Policy from time to time. The "Effective Date" above reflects the latest revision. Continued use of our Site or services after changes are posted constitutes acceptance of the updated policy.

11. Contact Us

Nationwide Construction Loans Inc., dba California Construction Loans

2907 Shelter Island Dr, 105-1019 San Diego CA 92106

Email: rgomez@jumboconstructionloans.com | Phone: 800-325-1809

https://californiaconstructionloans.com/