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Construction Loans in Merced County

MERCED. County seat, Merced. Created April 19, 1855, from a part of Mariposa County. The county derived its name from the Merced River of El Rio de Nuestra Senora de la Merced (River of Our Lady of Mercy); named in 1806 by an expedition, headed by Gabriel Moraga, which came upon it at the end of a hot dusty ride.

Merced is a dynamic community, characterized by its young, diverse and friendly residents. Our neighborhoods offer a pleasant mixture of Victorian era homes with majestic tree lined drives, a vibrant, revitalized downtown and several modern developments. Throughout the day, residents can be found enjoying Merced's extensive bike trail system, its meandering streams, scenic lake and abundant parks and athletic fields.


California Construction Loans

California Construction loans specializes in providing construction loans to families building their dream home from ground up on their own land. The types of construction loans we provide are typically called one time close construction loans or construction to permanent loans. We also provide construction only loans if desired.

We also specialize in providing construction to permanent financing for major remodeling projects. Major remodeling projects typically are residential owned homes that are in need of major remodeling and expansion in square footage size. Major remodeling also includes homes that are in need a significant remodeling makeover's from ground up as well as complete tear down projects.

Last but not least we specialize in providing land loans for families looking to build a new home sometime in the near future. To apply for a construction loan you need to own land, have house plans, hire a builder, provide a cost breakdown including building permits. Once you own land then and typically only then are you able to obtain all the above items needed in order to apply for a construction loan.

Not living in California? No worries! We provide services all over the country with Nationwide Construction Loans.